Bulgaria's accession to the eurozone and how this would affect various industries is undoubtedly one of the most discussed topics in the last year. The real estate market is no exception due to the current serious dynamics and the many unknowns for clients, buyers and investors. With the increase in activity in the real estate market and the latest record-breaking growth of 16% in housing prices in our country for the first quarter of 2024, it is logical to ask ourselves the question - "What will happen to the real estate market when the euro is introduced?" The hypotheses are different and cover both sides of the coin. On the one hand, it is believed that the transition from the lev to the euro will bring greater stability and lower interest rates for loans and an increase in foreign investments. At the same time, however, concerns about higher property prices and more challenges for local buyers and investors are growing. Lower interest rates and better lending conditions. Currently, Bulgaria ranks among the countries in Europe with the lowest average interest rates on mortgage loans of 2.5% according to Deloitte data for 2023. For comparison, the average mortgage interest rate for the eurozone countries is around 4%. A significant factor contributing to the low interest rates in our country is the increase in incomes in certain sectors, as well as the fact that many Bulgarians prefer to keep their savings in banks. This surplus of deposited money motivates banking institutions to offer more advantageous mortgage loans, which encourages purchases and keeps property prices high. This trend is expected to continue after joining the eurozone, as Bulgaria's monetary policy will be aligned with the European Central Bank.